As they make the rounds to select their new vehicle, many shoppers recoil at sticker prices. With cars now averaging well above $20,000, some buyers reevaluate their needs and desires, reluctantly settling for the no-frills, "plain vanilla" model. With time, however, these same motorists may find themselves with a few extra dollars they can invest in their vehicle. Is it time to buy another car, even though there still are payments to make? The Car Care Council says instead of replacing your vehicle, consider repairing and upgrading what you already have.